2026-01-03 • 6 min read
Documents You May Need for a Manufactured Home Loan
A practical checklist of documents lenders often request for manufactured/mobile home financing. Varies by lender and state.
Lenders typically ask for documentation to verify identity, income, and details about the home/land. Exact requirements vary by lender and state, but this checklist can help you prepare.
Identity & basic info
- Government ID
- Contact info
- Employment history
Income verification
- Pay stubs
- W-2s and/or tax returns
- Bank statements
Home & property details
- Year/make/model (and HUD tags/serial number if available)
- Purchase contract (if you’re under contract)
- Land status (owned vs leased)
- Park lease/lot rent details (if applicable)
If you’re not sure what applies to your situation, a licensed lender can tell you exactly what they’ll need for your program and property type.
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